Restaurant Insurance

Insurance that protects you so you can put your focus where it belongs: your food, your customers and providing a great experience.

There are Several Ingredients Needed to Run a Successful Bar or Restaurant.  

Restaurant ownership is challenging enough without having to worry about food spoilage, fire damage and employee or customer injuries onsite. Having the right insurance solution for your restaurant makes all the difference.

Who needs restaurant insurance?

Who needs restaurant insurance?

We offer insurance to cover all food service businesses, including:

  • Bar Insurance
  • Café Insurance
  • Cafeteria Insurance
  • Catering Insurance
  • Diner Insurance
  • Deli Insurance
  • Food Delivery Insurance
  • Fast Food Insurance
  • Pizza Restaurant Insurance
  • Lounge Insurance

Some restaurants require specialized coverages, and we can help you navigate the issues facing the type of business you own or wish to create.

What's covered by restaurant insurance?

Property Insurance

This is a type of insurance policy that can provide coverage for a property that is owned or rented. These policies can provide coverage for losses due to fire, theft, weather and other risks.

Liability Insurance

Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.

Liquor Liability Insurance

Protects businesses that manufacture, serve or sell alcohol. Coverage is provided for bodily injury and property damage caused by an intoxicated person who was served or sold liquor by the insured.

Crime Coverage

Protection for business from loss of money, securities or inventory resulting from a crime. Common crimes include employee dishonesty, forgery, robbery and safe burglary and theft of monies and securities.

Employment Practices Liability

Insurance coverage for wrongful acts arising from the employment process.

Workers’ Compensation

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Automobile Insurance

This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident. Coverage is also available for automobiles that are hired or non-owned and used in the course of your business operations.

Umbrella Insurance

An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.

Workers’ Compensation

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Worried about the cost?

Worried about the cost?

We specialize in covering restaurants and bars - We know what coverages to protect your business and can help you with:

  • Monthly payment options 
  • Temporary staff coverage
  • Claims responsiveness 
  • Tailored coverage 
  • Knowledgeable agents 
  • Events coverage 
Why We're Different

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.

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