1914 Exeter Road
You never know when it might rain! So, just like the name implies, this type of policy acts like an umbrella, providing protection against a wide range of potential financial dangers and unforeseeable mishaps.
If you’re involved in a major accident or if someone gets injured on your property, you could be held liable for damages in excess of the limits provided by your Home and Auto Insurance policies. A personal umbrella policy is meant to provide the additional protection you need for peace of mind.
Limits provided by this policy would apply to car accidents, injuries on your property, defense costs and legal fees, personal injury suits involving claims of libel and slander and even accidents involving your boat, ATV or other recreational vehicles.
Anyone with a job who expects to keep the income they earn could benefit from having an Umbrella policy.
What would happen, for example, if someone made a delivery to your house, slipped on the sidewalk, and suffered severe head injuries from the fall?
Umbrella insurance covers the amount that exceeds your liability coverage sparing you from a financial nightmare.
Umbrella insurance does not cover:
Relative to the amount of protection, umbrella insurance is highly affordable.
Your specific cost will be determined by:
You may save even more money by purchasing umbrella insurance from the same carrier who provides your home and/or auto insurance - contact us to make sure.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most.