RV Insurance

RV owners know the journey means as much as the destination. While RV’ers enjoy being on the road and getting away, many mistakenly assume that RV insurance is the same as car insurance.

Recreational Vehicle (RV) owners love to take the highway because they know traveling is more than just a means to get from point “A” to point “B”:

Not having the proper insurance for your RV could cause you financial hardship.

What makes RV insurance unique?

What makes RV insurance unique?

RV insurance is like two policies in one: it protects your vehicle similar to auto insurance and your living area to home insurance.

Collision and road emergencies are definitely risks to insure against but when you're camping or parked, your RV becomes a home and needs to be protected for theft, fire, liability and more.

Who needs RV insurance?

Who needs RV insurance?

There are several classes of recreational vehicles and they each need special insurance:

  • Class A covers RVs built like large commercial buses
  • Class B vehicles resemble vans, but have taller ceilings so you can stand up inside
  • Class C vehicles are large vehicles made from trucks or vans

Coverage available for your RV:

When you insure your RV, you may want to consider these important options:

Medical Payments

Coverage that pays for medical expenses for you and/or your passengers if injured in an accident.

Liability Coverage

Coverage for the financial responsibility if you or a family member are at fault in an accident that results in bodily injury or property damage.

Uninsured Motorist Protection

Helps you to pay for your injuries or damages to your RV caused by a driver that does not have insurance coverage.

Underinsured Motorist Protection

Helps you to pay for your injuries or damages to your RV in the event you are involved in an accident with someone that does not have sufficient insurance coverage.

Total Loss Replacement

Provides you with a comparable RV if your current RV is totaled within the first few years (length varies by company).

Vacation Liability

Coverage for bodily injury and property damage losses that occur at your vacation site.

Why We're Different

Why We're Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your RV.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.

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